P&L coverage addresses financial losses caused by partial or total interruption of activities after a covered material damage. It includes gross profit loss, fixed expenses that persist during downtime and additional costs needed to restore operation. Specific extensions can address extraordinary costs, market losses or prolonged effects from structural or operational recovery.
It serves manufacturers, infrastructure companies, energy operations, agribusiness and businesses whose downtime directly affects revenue. The main benefit lies in preserving cash flow throughout the interruption period, ensuring commitments are met and operations resume predictably despite extended downtime events.
