General liability coverage supports third-party claims for material, bodily or moral damages resulting from the company’s activities. It includes events such as operational incidents, failures that harm clients or the public, as well as damages caused by products, operations or services provided. It can also cover defense costs, settlements and indemnities depending on the exposure and selected extensions.
It is recommended for businesses of all sizes and sectors that may inadvertently harm third parties during normal operations. The main benefit lies in the ability to absorb substantial losses from legal liability, preserving financial health and keeping the business stable even when incidents involve third parties.
