D&O coverage protects directors, executives and board members from claims related to management decisions that cause losses to third parties. It includes defense costs, indemnities from administrative, civil or corporate actions, and investigations by regulators. It addresses situations such as contested strategic decisions, omissions or mismanagement that expose the individual to liability.
It is suitable for mid and large-cap companies, especially those under tight regulatory scrutiny or with a formal governance structure. The main benefit is reducing the financial impact on executives and, indirectly, the business itself, providing technical support and stability amid complex litigation related to governance practices.
